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Therapeutic Adventures is a member of the Worldwide Outfitters and Guides Association (WOGA).
General Description
The Worldwide Outfitter & Guides Association ("WOGA") is a non-profit industry association of professional outfitters and guides that provides individual members with access to liability insurance through the association.
What is an RPG?
RPG refers to a "Risk Purchasing Group" authorized and formed under the Federal Liability Risk Retention Act of 1986. During the insurance crisis of the 1980s, Congress passed legislation allowing certain industries to form groups for the purpose of obtaining insurance because many smaller industry participants could not obtain or afford coverage on their own.
Who provides the insurance coverage?
WOGA has obtained its insurance coverage for over 10 years through Lloyd's of London, an AM Best "A" rated insurance carrier.
What is group insurance?
With group insurance, a master policy is issued to the insured organization, in this case WOGA, and each member is issued insurance through a certificate that adds the member to the master policy.
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